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Life Insurance

Why do you need Life Insurance? TO PROTECT YOUR FAMILY AND LOVED ONES If your loved ones depend on your financial support for their livelihood, then life insurance is a must, because it replaces your income when you die. This is especially important for parents of young children or adults who would find it difficult […]

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Why do you need Life Insurance?

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TO PROTECT YOUR FAMILY AND LOVED ONES

If your loved ones depend on your financial support for their livelihood, then life insurance is a must, because it replaces your income when you die. This is especially important for parents of young children or adults who would find it difficult to sustain their standard of living if they no longer had access to the income provided by their partner. You will also need to provide enough money to cover the costs of hiring someone to cover the day-to-day household tasks, like cleaning, laundry, cooking, childcare and everything else a growing family needs.

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TO LEAVE AN INHERITANCE

Even if you don’t have any other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries. This is a great way to set your kids up for a solid financial future and provide for any monetary needs that will arise.

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TO PAY OFF DEBTS AND OTHER EXPENSES

In addition to providing income to cover everyday living expenses, your family needs insurance to cover any outstanding debts, like the mortgage, credit cards and car loans. Other expenses include funeral and burial costs that can easily run into the tens of thousands of dollars. You don’t want your spouse, parents, children or other loved ones to be left with any extra financial burden in addition to the emotional burden they’re already suffering.

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TO ADD MORE FINANCIAL SECURITY

Like most parents you probably want to know your kids will be well taken care of when you’re gone. You not only want them to get a quality college education, but to provide for other life ventures like getting married or starting a business. For this reason, additional coverage is absolutely essential while your kids are still at home.

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TO BRING PEACE OF MIND

We can’t know when we’ll pass away. It could be today, tomorrow or 50 years from now, but it will happen eventually. No amount of money could ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. Without a doubt, having life insurance coverage will bring you and your family peace of mind. It’s one thing you can be sure of and you’ll no longer have to question whether they’ll be taken care of when you’re gone. Life insurance protects your heirs from the unknown and helps them through an otherwise difficult time of loss.

Did you know that you can have a life Insurance Policy that provides you financial rewards to be healthy?

FinFit Life is committed to help people have wealth, health and time to enjoy it.

We can help you get the right Life insurance coverage.

We work with FinFite Life and John Hancock to provide you with the most innovative way to own a life insurance policy. We help all our clients to create healthy habits that will help them increase an active and satisfactory life while saving money for their future with a policy that is protecting their family and loved ones.

Did you know that people can own a life insurance policy for only $45.00 a month?

Explore our unique Life Insurance options and learn how your good healthy habits will give up to 15% discount a month in your life insurance policy and apple watch to track your health for only $25.00. Because we believe in Health, Wealth and the time to enjoy them.

Ask me about a career opportunity as a Financial Fitness Representative to help people be physically and financially healthy.

Life Insurance

Change is one of the few constants in life, which means it’s important to have a life insurance policy that can grow with you. Through unique benefits like customized premium payment options, tax-deferred cash accumulation and a lifetime death benefit, permanent insurance can help you plan for the unexpected and protect your family from financial hardship at every stage of life. Consider a permanent policy if you’re interested in:

 

  • Providing additional income for your family
  • Growing your retirement income
  • Preserving your legacy for the next generation
  • Safeguarding your business
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Indexed Universal Life Insurance

Indexed universal life offers you the same great features as traditional universal life, like premium payment flexibility and a lifetime death benefit, but with the additional opportunity to earn interest based on the performance of a linked indexed account. Indexed universal life policies typically provide more cash value accumulation potential than other universal life products and offer protection against market risk for your policy’s cash value. Key benefits of indexed universal life include:

 

  • Policy does not directly participate in any stock or equity investments. Account values vary depending upon the performance of the indexed account options you select.
  • Money from the policy is available via withdrawals and loans.
  • Flexibility to switch between different premium allocation
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Learn more about the different types of permanent life insurance:

Universal Life Insurance

With a universal life insurance policy, you have the flexibility to customize the timing and amount of your premium payment, while still enjoying all the traditional benefits of permanent life insurance, like lifetime protection and cash value accumulation potential. Universal life gives you the ability to meet your needs now and in the future. Key benefits of universal life include:

 

  • Amount and frequency of premium payments can be adjusted within certain limits.
  • Policy account value grows based on a credited interest rate (which can change).
  • Money is accessible from the policy via withdrawals and loans.
  • Options that provide protection tailored to meet your needs.