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Health Insurance

Affordable Care Act

The comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”) has 3 primary goals:

  • Make affordable health insurance available to more people including those with preexisting conditions. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level.
  • Expand the Medicaid program to cover all adults with income below 138% of the federal poverty level. (Not all states have expanded their Medicaid programs.)
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

Alternative Health Care Plans
(Off the exchange private options)

Today, most people get their health insurance through their work. But every year, more and people are choosing to shop in the private market for personal health insurance.

For some individuals and families, there are key advantages to personal health insurance over employer health coverage—affordability, portability and customization. Whether you are a single individual, have a family, are self-employed, are a student, or are just looking for the best health plan for your unique needs, you should consider an alternative healthcare plan Starting at only $40.00 a month.

Income Protection Insurance

According to the ABI, one million workers a year find themselves unable to work due to a serious illness or injury. It doesn’t matter whether or not you have children or other dependents – if illness would mean you couldn’t pay the bills, you should consider income protection insurance.

​You’re most likely to need it if you’re self-employed or employed and you don’t have sick pay to fall back on. We can help you with a plan as low as $4.00 a week.

Life Insurance

Life insurance plays an important role in creating a solid financial plan by protecting the financial future of the loved ones you would leave behind. The policy benefits can help cover final expenses, keep your family in their home, provide for your child’s college education or help your spouse have a secure retirement.

​We work with multiple life insurance companies to get you a customized coverage with highest benefits and lower premiums.

Dental & Vision Insurance

Why do I need dental and vision insurance coverage?

If you are in the market for dental and vision insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.

Get the best coverage today without waiting periods, over 3,000 providers and no enrollment fee.

Learn More

Need more options?

We have more options available starting at $9.99 a month.

JM Florida solutions was able to find amazing coverage for me and my family even though I have some pre-existing conditions. I am glad to know JM Florida Solutions got me covered

Ricardo Velez, Wesley Chapel FL

Janet, were incredibly attentive to our question. I really appreciate your interest to get us the best possible rates when no one else would do that. Aside from now having the insurance we need, we feel that we’ve made a friend.

Kathy Cox, Brandon FL